Transacty

Unified infrastructure

Powering Seamless Transactions

A unified financial infrastructure connecting cards, banking systems, alternative payment methods, and digital assets into a single, intelligent network.

Where financial systems converge

One platform. Four rails.

Transacty unifies the world's payment ecosystems into a single, structured infrastructure layer.

Unified Infrastructure

Transacty replaces fragmented point solutions with a single, cohesive platform. Every rail — cards, banking, APMs, and digital assets — operates under one unified architecture, eliminating complexity and reducing integration overhead.

Sources

Cards
Bank
APMs
Digital

Unified layer

One integration · every rail

Intelligent Orchestration

Our smart routing engine analyzes every transaction in real time. It automatically selects the optimal path based on cost, speed, success rate, and compliance — delivering the highest performance with zero manual intervention.

Live routing

98.2% success

Primary rail

42ms

Fallback

idle

Routes adjust per issuer, region, and risk in real time.

Flexible Settlement

Settle how, when, and where you need to. Choose USD, local currencies, or digital assets. Decide between instant, same-day, or scheduled settlement across any market — all from one dashboard.

Settlement cycle

T+0T+1T+2
USD · ACHNext: 14:00 UTC

Structured Control

Gain complete visibility and control over every transaction. Real-time monitoring, customizable rules, automated reconciliation, and detailed audit trails give you enterprise-grade governance without the enterprise complexity.

Visibility

Live ledger

Compliance

Rules engine

Risk

Scoring

Audit trail retained · policy checks on every hop

Markets

Local Expertise. Global Reach.

Transacty is purpose-built for the markets that matter most to growing businesses. We combine deep local knowledge with global infrastructure so you can expand confidently.

Dense urban skyline in South Asia at dusk

South Asia

India, Bangladesh

Deep integration with UPI, IMPS, local bank rails, and card networks. Real-time local currency settlement and full regulatory alignment.

Coastal city and mountain landscape in Africa

Southern Africa

Angola

Native support for local banking systems, mobile money, and emerging digital rails. Designed for high-growth African markets with instant payout capabilities.

Vancouver skyline and North Shore mountains above the harbor, Canada

North America

Canada

Full ACH, EFT, and card processing with seamless cross-border connectivity to the United States and beyond.

Products

Built for modern financial operations

Modular components that give you complete control over the payment lifecycle.

View All Products

Payment Acceptance

Accept payments via cards, banks, APMs and digital assets.

Orchestration

Intelligent routing across multiple providers and rails.

Payouts

Disburse funds globally via bank, wallet or card channels.

Settlement

Flexible settlement in USD, local currency or stablecoins.

Virtual Accounts

Named multi-currency accounts with real-time reconciliation.

How it works

Designed for precision

A structured flow that moves money seamlessly across systems.

1

Integrate

Connect via API or hosted solution.

2

Route

Our engine selects the best path in real time.

3

Process

Transaction completed locally on the rail.

4

Settle

Funds settled in your preferred currency.

Enterprise-Grade Infrastructure

Multi-Region Architecture

High Availability & Scalability

Secure & Compliant Systems

99.99%

Uptime Designed

Build on a system designed for scale

Power your growth with the infrastructure layer trusted by global businesses.