Technology

Money at the speed of light.
Almost.

Light crosses the planet in 67 milliseconds. A bank wire takes three days. That's not physics. That's a stack of 1970s decisions nobody ever questioned. We questioned all of them, deleted most of them, and rebuilt money movement from first principles: one core that treats every rail as bandwidth.

First principles

The best part is no part.

Every intermediary adds a day, a fee, and a place to fail. So we deleted them. Watch.

Backbone
Never closes
Stablecoin settlement, 24/7
Slipstream
No human in the loop
Every payment picks its fastest rail
Integration
One API
FX seen and locked before money moves
UNIFIED ARCHITECTURE

Every rail is just bandwidth.

Cards, bank transfers, APMs, stablecoins: to the core they're all the same thing, a pipe with a speed, a cost, and a success rate. Normalize them into one model and routing money becomes a physics problem. Physics problems can be solved.

SOURCES CardsVisa · MC · Amex BankingACH · SEPA · Wire APMsApple · UPI · Pix DigitalUSDC · BTC · XLM COREv4.1 NormalizeRouteReconcileSettle UNIFIED LEDGER ONE INTEGRATION · EVERY RAIL
The lifecycle

Four steps. No committee meetings in between.

STEP 01

Integrate

Connect via API or hosted, without a heavy lift.

const tx = await tr.pay({
  amount: 48_200,
  to: "acc_ng"
})
200 OK · 12ms
STEP 02

Route

The engine finds the best path in real time.

Path A0.8s
Path B · best0.6ms
Path C3.0s
STEP 03

Process

Completed locally with full compliance.

KYBOK
AMLOK
SANCTIONSCLEARED
STEP 04

Settle

Funds settle in your currency, on your schedule.

Your account
$2,418,902
LIVE
99.99%
Uptime SLA
<50ms
Median routing latency
Multi-AZ
Redundant infrastructure
REST + Webhooks
Developer-first API

See the API.

Read the docs, grab a key, and put your first dollar into orbit.

Create account Read the docs →